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Tips for Throwing a Casino Royale Theme Party

Recreate the glamour and excitement of a James Bond movie by hosting a Casino Royale casino theme party. This article lists the steps you should follow for a unique party experience that your guests will always remember.

Glamour Theme or Fancy Dress?
A Casino Royale theme party can either be a formal occasion, or a more casual fancy dress party.

The formal option involves guests being dressed in tuxedos and evening gowns, and should be set in a venue equally as glamorous. This is a party with class! Guests are made to feel like they have entered an exclusive European Casino where they are the rich and famous, and money is no object. Don’t forget to have waiters offering champagne and canapés to enhance the experience!

If your budget doesn’t stretch to the formal version, you can always host a Casino Royale party with a twist by making it a fancy dress. Ask guests to dress up as characters from any James Bond adventure. Ideas for women include Miss Mata Bond, May Day, Pussy Galore, Vespa Lynd, Rosa Klebb, Jinx, or more generic characters such as a Decoding Room girl or Russian Henchwoman. You don’t want all the men to come as James Bond of course, so offer suggestions such as Odd Job, Doctor No, Baron Samedi, Jaws, and Emilio Largo.

If you want a combination of these two ideas, you could opt for an op-shop or vintage formal fancy dress. This is a more tongue-in-cheek glamour that allows guests to perhaps recreate some of the 1960’s style formalwear from the Bond movies.

Whatever dress option you choose, make sure you make it clear on the invitation so that all guests join in on the fun!

Invitations for a Casino Royale party
Invitations for a Casino Royale theme party can be a fun DIY project, or can be purchased through specialist invitation designers. You may want to try a design using the iconic 007 gun barrel image as a background, or embellish a plain invitation with recreations of the Casino Royale movie title, or the 007 logo. UFABET

Another design option would be to recreate the look and feel of the 1960’s Casino Royale book cover. This would be especially effective for a vintage formal Casino Royale fancy dress.

Shaken, Not Stirred
Catering for a Casino Royale theme party should focus on canapés. Bite-sized finger foods are easier for guests to handle when they are standing around Casino tables, unless you are serving a sit down meal before the gaming begins.

 

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How an Insurance Policy Works

Insurance is synonymous to a lot of people sharing risks of losses expected from a supposed accident. Here, the costs of the losses will be borne by all the insurers.

For example, if Mr. Adam buys a new car and wishes to insure the vehicle against any expected accidents. He will buy an insurance policy from an insurance company through an insurance agent or insurance broker by paying a specific amount of money, called premium, to the insurance company.

The moment Mr. Adam pay the premium, the insurer (i.e. the insurance company) issue an insurance policy, or contract paper, to him. In this policy, the insurer analyses how it will pay for all or part of the damages/losses that may occur on Mr. Adam’s car.

However, just as Mr. Adam is able to buy an insurance policy and is paying to his insurer, a lot of other people in thousands are also doing the same thing. Any one of these people who are insured by the insurer is referred to as insured. Normally, most of these people will never have any form of accidents and hence there will be no need for the insurer to pay them any form of compensation.

If Mr. Adam and a very few other people has any form of accidents/losses, the insurer will pay them based on their policy.

It should be noted that the entire premiums paid by these thousands of insured is so much more than the compensations to the damages/losses incurred by some few insured. Hence, the huge left-over money (from the premiums collected after paying the compensations) is utilized by the insurer as follows:

1. Some are kept as a cash reservoir.

2. Some are used as investments for more profit.

3. Some are used as operating expenses in form of rent, supplies, salaries, staff welfare etc.

4. Some are lent out to banks as fixed deposits for more profit etc. etc.

Apart from the vehicle insurance taken by Mr. Adam on his new vehicle, he can also decide to insure himself. This one is extremely different because it involves a human life and is thus termed Life Insurance or Assurance.

Life insurance (or assurance) is the insurance against against certainty or something that is certain to happen such as death, rather than something that might happen such as loss of or damage to property.

The issue of life insurance is a paramount one because it concerns the security of human life and business. Life insurance offers real protection for your business and it also provides some sot of motivation for any skilled employees who decides to to join your organization.

Life insurance insures the life of the policy holder and pays a benefit to the beneficiary. This beneficiary can be your business in the case of a key employee, partner, or co-owner. In some cases, the beneficiary may be one’s next of kin or a near or distant relation. The beneficiary is not limited to one person; it depends on the policy holder.

Life insurance policies exist in three forms:

• Whole life insurance

• Term Insurance

• Endowment insurance

• Whole Life Insurance

In Whole Life Insurance (or Whole Assurance), the insurance company pays an agreed sum of money (i.e. sum assured) upon the death of the person whose life is insured. As against the logic of term life insurance, Whole Life Insurance is valid and it continues in existence as long as the premiums of the policy holders are paid.

When a person express his wish in taking a Whole Life Insurance, the insurer will look at the person’s current age and health status and use this data to reviews longevity charts which predict the person’s life duration/life-span. The insurer then present a monthly/quarterly/bi-annual/annual level premium. This premium to be paid depends on a person’s present age: the younger the person the higher the premium and the older the person the lower the premium. However, the extreme high premium being paid by a younger person will reduce gradually relatively with age over the course of many years.

In case you are planning a life insurance, the insurer is in the best position to advise you on the type you should take. Whole life insurance exists in three varieties, as follow: variable life, universal life, and variable-universal life; and these are very good options for your employees to consider or in your personal financial plan.

Term Insurance

In Term Insurance, the life of the policy-holder is insured for a specific period of time and if the person dies within the period the insurance company pays the beneficiary. Otherwise, if the policy-holder lives longer than the period of time stated in the policy, the policy is no longer valid. In a simple word, if death does not occur within stipulated period, the policy-holder receives nothing.

For example, Mr. Adam takes a life policy for a period of not later than the age of 60. If Mr. Adam dies within the age of less than 60 years, the insurance company will pay the sum assured. If Mr. Adam’s death does not occur within the stated period in the life policy (i.e. Mr. Adam lives up to 61 years and above), the insurance company pays nothing no matter the premiums paid over the term of the policy.

Term assurance will pay the policy holder only if death occurs during the “term” of the policy, which can be up to 30 years. Beyond the “term”, the policy is null and void (i.e. worthless). Term life insurance policies are basically of two types:

o Level term: In this one, the death benefit remains constant throughout the duration of the policy.

o Decreasing term: Here, the death benefit decreases as the course of the policy’s term progresses.

It should be note that Term Life Insurance can be used in a debtor-creditor scenario. A creditor may decide to insure the life of his debtor for a period over which the debt repayment is expected to be completed, so that if the debtor dies within this period, the creditor (being the policy-holder) gets paid by the insurance company for the sum assured). bảo hiểm cháy nổ gara ô tô

Endowment Life Insurance

In Endowment Life Insurance, the life of the policy holder is insured for a specific period of time (say, 30 years) and if the person insured is still alive after the policy has timed out, the insurance company pays the policy-holder the sum assured. However, if the person assured dies within the “time specified” the insurance company pays the beneficiary.

For example, Mr. Adam took an Endowment Life Insurance for 35 years when he was 25 years of age. If Mr. Adam is lucky to attain the age of 60 (i.e. 25 + 35), the insurance company will pay the policy-holder (i.e. whoever is paying the premium, probably Mr. Adam if he is the one paying the premium) the sum assured. However, if Mr. Adam dies at the age of 59 years before completing the assured time of 35 years, his sum assured will be paid to his beneficiary (i.e. policy-holder). In case of death, the sum assured is paid at the age which Mr. Adam dies.

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Concrete Driveway Costs: Estimating the Cost of Your New Driveway

If you are going to build a driveway you are going to have to decide what it will be built of. There are actually several options in this regard but for most people it comes down to a choice between concrete and asphalt. Since price is going to a major factor you will want to know how to estimate the price of each type of driveway. This article will explain how to determine the cost of a concrete driveway.

The biggest thing that you are going to have to do to estimate the cost of a new driveway is to determine how much concrete you are going to need; it is by far the biggest cost when it comes to building your driveway. This is fairly easy to do all you have to do is figure out how many square feet your driveway is. This is pretty basic math in most cases but if you do have an oddly shaped driveway an estimate will be probably be good enough for your purposes.

You are also going to have to determine just how thick you need your driveway to be. The standard for concrete driveways is four inches but if you are going to be parking heavy vehicles like trucks or RVs on your driveway you will need to go with six inches. From there the math is pretty simple; just multiply the square footage of your driveway by the thickness in feet. This will tell you how many cubic feet of concrete you need. Since concrete is normally priced by the cubic yard you will want to divide that number by twenty seven.

As an example if we were building a large driveway that took up 2000 square feet and was four inches thick we would multiply 2000 by a third of a foot to give us 667 which we then divide by 27 to get 25 cubic yards of concrete approximately. Concrete will run you about a hundred dollars a yard depending on where you live so you would estimate that it would cost about $2500 dollars for the concrete.

Of course there is more to building a concrete driveway than just the cost of concrete; you also have to factor in the cost of sand. The concrete will need to be poured on a layer of three inches of sand. You can figure out the amount of sand you will need in cubic yards the same way that you figured out the amount of concrete. Which in this case works out to be 18.5 cubic yards. Sand goes for about fifteen dollars a cubic yard so you would expect to pay about two hundred seventy five dollars. In addition you will need to factor in the cost of two by fours that will be used as forms as well as the stakes to hold them in place, figure on a couple of hundred dollars for these. It will also run you a couple of hundred dollars each to have the cement and sand delivered if you are not going to pick it up yourself. concrete driveways sydney

So far in our estimate we have assumed that you will be building the driveway yourself in its entirety. That means building the forms, mixing the cement and pouring it. If you are going to pay somebody else to do this you will want to estimate about a dollar per square foot, in our case about two thousand dollars. You can of course do part of the work yourself, for example build the forms and then have somebody else pour the concrete. The way this affects the price is something that you will have to work out with the company you use for this purpose.

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Best Casinos: Land Based or Online Casinos?

In the recent years, many investors are joining this type of gaming due to ease of starting them up as well as the rate at which people have come to embrace the internet. On the other hand, people have found poker playing as well as playing other games on the internet more fun. This is due to the fact that there are a myriad of games to choose from compared to the land based ones which had a limited number of game options.

As the name suggests, land based casinos are only situated in specific points which requires one to move from their place of residence to where it is located. This would be a waste of time and also brings about limits since people who live far away from the casino locations would be required to move long distances for such entertainment. To sweep away this, online casinos have been found to be the best casinos since you can play at anytime and from whichever location you might be. More to these, you will have a myriad of online casinos to choose from. บาคาร่า

The casinos have a myriad of promotions as well as bonuses which are offered to their players, either after they sign up or when there are certain occasions. These kinds of activities make it possible for the players to enjoy their time in the casinos due to these kinds of incentives which are hardly found in land based casinos. In addition to these, the payouts for these casinos are more and higher. The player does not also have to incur more expenses such as buying of drinks, cigarettes, or transport fees as it is the case in land based casinos.

Another reason which makes online casinos the best casinos is because they are more secure and worthy to be trusted as the player is sure of having the best security systems employed to them. This might not be the case in land based casinos since one might not be sure whether the casino management has corrupted their machines for more income. In conclusion to these, online casinos are said to be the best. If you love playing casino games, take a break from the land based casinos and try out the online casinos. In such casinos you will experience gaming of a lifetime as well as more incentives and more saving compared to the land based casinos.